Exceptional, specialist cover for your fine art
Artwork is one of the few insurable items that is likely to appreciate in value over time, so it is important that you are protected by a specialist policy that can accommodate its true worth. Ultimart incorporates many covers that your standard home contents insurance will very likely not do.
Please see our comparison chart below.
Exceptional one to one personal service
You will be assigned a personal art consultant who will discuss your collection with you and assist in obtaining up-to-date valuations to ensure you are always fully covered.
Increased value protection
Peace of mind when your artwork appreciates in value.
All risks cover
Cover for all eventualities including accidental damage, transit and storage.
Our partner galleries’ valuations are always accepted
Many insurers require valuations by a chartered valuer.
No security prerequisites
Many insurers refuse to pay claims if you don’t set your alarm or lock your doors and windows.
We will always cover you for at least what you paid for your artwork at the time of a loss.
Most insurers have a £250 accidental damage excess.
Cover for new additions
Extra level of protection for collectors adding new purchases.
Storage and transit
Fully covered when moving home or whilst in transit.
Keep your artwork anywhere – home, office or abroad. Excludes certain destinations.
Holiday home cover £100,000 per location
No security requirements for cover in 2nd or 3rd home.
Auto cover for purchases abroad
No need to worry about damage in transit back to the UK or to your holiday home
Restoration and repair
Cover for damage caused by professional restorers or framers.
Death of artist
Appreciation in value covered by up to 200%.
Pairs and sets cover
Covers loss in value if either one is damaged.
Fully covered if your artwork is found to belong to someone else.
Forgot to list an item? It’s still covered up to our policy limit.
Additional costs incurred
Costs for sending items in post etc.
Items on loan
Covered for all risks.
Damage by pets